St. Louis Car Accident Attorneys
Helping Accident Victims in Missouri Pursue Justice
Car accidents are responsible for an estimated 32,000 deaths and about 2 million injuries. But just because car accidents are common, doesn't mean they are easy to navigate. Individuals who suffer severe injuries in a motor vehicle accident may feel as though they have to deal with the fallout alone and that no one is looking out for their best interests
That's where Meyerkord & Kurth comes in. If you or a loved one has been hurt in a car crash, you can count on our St. Louis car accident lawyers to help protect your rights and interests. Due to our firm's extensive resources and our more than 95 years of collective experience, we can handle a wide range of vehicle accident claims, including:
- Commercial vehicle accidents
- Distracted driving accidents
- Drunk driving accidents
- Fatal car accidents
- Hit-and-run accidents
- Multi-vehicle accidents
- SUV rollovers
- Uber/Lyft accidents
No matter the circumstances, our goal is to hold responsible parties accountable for your losses and injuries. If you or a loved one sustained an injury in an accident caused by someone else’s negligence or wrongdoing, you may be entitled to financial compensation.
Reach out to team to learn what legal action you can take.
We Have a Track Record for Results
Meyerkord & Kurth has a proven track record of success in fighting for accident victims and have recovered more than $450 million for our clients. Our St. Louis car accident attorneys are prepared to stand by your side throughout the entire legal process, gathering the necessary evidence and negotiating with insurance company representatives over the value of your claim.
Some of our top case results include:
- $2,000,000 for a trucking accident
- $731,000 for an auto accident
- $447,500 for an auto accident
- $441,645 for an auto accident
Maximizing Compensation for Qualifying Injuries
Even seemingly "minor" auto accidents can result in serious injuries that will impact your life for months or years down the road. We aggressively pursue damages on your behalf, including medical expenses, pain and suffering, time missed from work and/or school, lost wages, psychological distress, a reduced quality of life, and more.
Meyerkord & Kurth's car accident lawyers have pursued damages for the following types of injuries:
- Severe burns
- Spinal cord injuries
- Traumatic brain injuries
- Traumatic orthopedic injuries
- Broken or fractured bones
- Partial or long-term paralysis
- Whiplash injuries
Whatever your situation may be, you can feel confident that we will fight to protect your rights, and when insurers refuse to offer a fair settlement, we are not afraid to take them to court.
Take Your Time Before Settling an Accident Claim
Shortly after a car accident, you may be contacted by an insurance adjuster offering you a quick settlement. This offer may be rendered before you have completed treatment of your injuries, or you have received a full diagnose. Although you may be in a precarious position and need the money urgently due to mounting medical expenses, it is generally never prudent to accept this quick offer.
The amount of compensation you receive hinges on a plethora of differing factors. These factors include such things as the severity of your injuries, the amount of medical expenses, and whether or not you have permanent disabilities or pain. By accepting a settlement before all these factors have been ascertained may undervalue your claim. For this reason, you should wait until your treatment is complete and you have fully healed before discussing settlement figures with the adjuster. This way you will receive full compensation for the extent of your injuries.
Proving Fault & Liability for Your Accident Claim
Building a strong car accident case requires evidence that is often only discovered through an in-depth investigation. In the state of Missouri, auto insurance runs on a traditional “at-fault system.” Under the at-fault system, the person responsible for the accident and their insurance company must pay for any harm that occurred during the collision. In addition to physical injuries, they may be on the hook for any lost wages, property damage, and pain and suffering, among other damages experienced by the injured party.
There are four primary factors when it comes to proving liability in a car accident:
- The defendant owed a duty of care to the plaintiff on the road;
- The defendant performed an act considered negligent and, in turn, breached that duty of care;
- The defendant’s negligence was the direct cause of a collision with the plaintiff; and
- The defendant colliding with the plaintiff was the direct cause of the injuries sustained by the plaintiff.
Our skilled legal team will do all we can to hold negligent parties responsible for their actions and maximize your compensation.
Factors That Can Influence the Value of Your Claim
In some motor vehicle accidents liability is not clear cut. Sometimes, both parties were negligent in their actions that resulted the accident. When this situation arises, individuals often wonder if they can still file a claim for their injuries even if they were partially at fault. In Missouri, the answer is yes.
Missouri is known as a pure comparative fault state. As such, an individual can bring suit against the other individual and recover portion to which the other party was at fault. This can even occur when the party bringing suit is more at fault than the other party. For example, if a party is 75% at fault, but the the other party is 25% at fault for the motor vehicle accident, then the party who is 75% at fault can still recover against the other party for their 25% fault.
When you are involved in an auto accident, one of the components that you can receive compensation for is lost income. However, the burden is on you to prove to the adjuster that you lost wages due to the accident. The easiest way to prove the amount of time you missed is by obtaining a letter from your boss or supervisor that delineates the time you missed, the amount of wages you would have received, and the reason why you lost these wages was due to the traffic accident. With this letter the adjuster should take your loss of wages under consideration when determining your settlement amount.
Condition of Your Car
One factor adjusters factors adjusters use in the valuation of your compensation for an injury in a traffic accident, is the damage to your car. A car that was severely damage is more indicative that the driver was involved in a serious car accident thereby probably suffered more severe injuries. As such, if you have been involved in car accident where your vehicle has suffered a tremendous amount of damage, it is important to take pictures of the damage in order to show to the adjuster. These pictures can be used as leverage during the negotiations process.
Alternatively, if your vehicle has only suffered minor damage, the accident itself occurred in a less compelling manner (i.e. a low impact accident in a parking lot), then you are probably going to have a difficult time persuading the adjuster the extent of your injuries.
Pain and Suffering
One of the factors used to determine the amount of compensation one is entitled to after being in a car accident is the amount of pain and suffering that individual suffered. For this reason, it is crucial to document your pain and suffering so when you are negotiating with an adjuster you may exhibit those experiences with precision. This in return will enable you to receive what your claim is truly worth.
You can document your pain and suffering with different techniques, such as keeping a journal or taking pictures of the progression of your injuries. However, one of the most important things you can do is expressing the pain and discomfort to your treating medical provider. Doing so will ensure that this discomfort will be documented in your medical records. Undoubtedly, adjusters will look at your medical records to contrive a settlement offer, assuring your pain and suffering will be taken note of.
Work with Award-Winning Lawyers at Meyerkord & Kurth
Establishing liability can be difficult, but the process can be greatly expedited with the help of a skilled St. Louis car accident lawyer. They can assist you in uncovering evidence and compiling it into a strong claim. Thus, while it is possible to represent yourself in court, it is highly advisable to have an acclaimed legal professional in your corner.
Meyerkord & Kurth is home to attorneys renowned by Super Lawyers®, the American Association for Justice, Avvo, Martindale-Hubbell®, the Multi-Million Dollar Advocates Forum®, the National Trial Lawyers: Top 100, and others.
Reach out to a St. Louis car accident attorney at (800) 391-4318 today.
Q:Should I Give a Statement to the Insurance Company?
A:When a car accident occurs, insurance companies will attempt to obtain as much information about the incident as possible, particularly statements from all parties involved. Being helpful to the insurance company may expedite a settlement, however, this statement may also be used against you. The insurance company may use this statement to diminish the value of your case or even deny liability altogether either in negotiations or during trial. As such it is not ideal to give a witness statement to the other party’s insurance company until you have spoken to an attorney. The opposing party’s insurance company usually does not have the right to hear your side of the story until a lawsuit has been filed. This information is generally disclosed during a deposition.
Q:When Should I Receive Medical Treatment?
A:If you have been injured in a car accident or you have been injured due to another’s negligence, it is important to seek medical treatment immediately. Frequently insurance adjusters will deny medical treatment association with a car accident, if the time period between treatment and the accident is too distant. Commonly individuals who feel sore or suffer from moderate pain from a car accident will wait a couple of weeks before seeking medical treatment. The reason being either they get caught up with the demands of life or hope that the pain will eventually go away with time. Although this can be a sensible reason for waiting to seek treatment. Generally these types of arguments will be unsuccessful in trying to influence the adjuster. Please call the attorneys at Meyerkord & Kurth if you have questions regarding your personal injury claim.
Q:What is Missouri's Minimum Auto Insurance Coverage?
A:Missouri law provides that each driver must have liability insurance coverage of $25,000 per person and $50,000 per accident. This is the minimum that each driver must possess. Additionally, there is no requirement of underinsured motorist coverage or medical payments coverage. So if your injuries exceed this minimum policy and you do not have underinsured motorist coverage you may end up in a unfavorable position. When you find yourself in a position such as this, it is important to discuss your situation with a personal injury attorney.
Q:When to Notify Your Insurance Company of a Motor Vehicle Accident?
A:After getting in a car accident, your life is suddenly engrossed with a myriad of tasks. Once you get treated for your injuries, deal with the at-fault party’s insurance company, and start accruing medical bills, you may forget the need to notify your own insurance company. It is important to do so even if the accident was not your fault, because unanticipated issues may arise later on where you will need to use your own insurance policy. Some insurance companies require their policy holders to notify them of a motor vehicle accident within reasonable time to invoke coverage, so if you delay notifying them, you may be out of luck. It is always good practice to notify your own insurance company of motor vehicle accident in a timely matter.
Q:How Should You First Describe Your Injuries to the Adjuster?
A:Most likely during your first phone call to the insurance adjuster, the adjuster will ask you to describe your injuries, however, there are numerous disadvantages to providing a detailed description of your injuries to the adjuster early in the claim process. You may not know the full extent of your injuries yet or all the injuries you suffered during the accident may not be discovered. Additionally, you may simply forget to describe all of your injuries. The adjuster may set certain value expectations on your case based on the first description of your injuries. As such, when you later disclose more injuries or the real extent of your injuries, the adjuster may be reluctant to move from the original expectation. For this reason, until you know the true extent of all of your injuries, you should be very general when describing the injuries. Also, if you plan on seeking further care it is important impart this information to the adjuster that way it is not a surprise later on when you are attempting to settle the claim.
Q:What are the Rights of a Passenger in an Auto Accident?
A:If, as a passenger, you were injured in a vehicle accident, then you also have a right to file a personal injury claim. The question in this situation is: who is liable to the passengers? The driver of the vehicle who the passenger was riding with or the other driver? The answer depends on which driver was at fault. If the driver of the vehicle that passenger is in is at fault, then the passenger may recover against his or her insurance. Alternatively, if the other driver was at fault, then the passenger may recover against that driver, but also be entitled to medical payment coverage under the policy of the driver he or she was a passenger.
Trucking Accident $2,000,000
Auto P/I $731,000
Auto Accident $447,500
Motor Vehicle Accident $447,500
Auto Accident $441,645
MoDOT – Road Defect $392,734
Auto Accident $350,000
Dump Truck $350,000
Truck Accident $300,000
Auto P/I $300,000