Serious car accidents are physically and financially devastating to survivors, often with impacts on the entire family. Learning that the careless driver who caused the accident doesn’t have insurance can leave an injury victim overwhelmed and unsure where to turn. Under Missouri’s fault-based insurance laws, a St. Louis car accident victim must file a claim against the at-fault party’s insurance to recover their losses, but what happens when the responsible driver is uninsured?
Call the experienced St. Louis motor vehicle accident attorneys at Meyerkord & Kurth to learn your legal rights and options for financial recovery. Contact us to schedule your free case evaluation today.
Why Select Meyerkord & Kurth?
No one should have to take on a complex legal claim alone, especially when it involves an uninsured driver. With legal representation by Meyerkord & Kurth, you’ll have the following:
- An in-depth investigation of all avenues of compensation available to you
- Over 100 years of combined experience by a legal team dedicated to injury victim advocacy
- A personalized strategy for the unique circumstances of your case
- A reputation for success that includes over $450,000,000 in recovered compensation for our clients
We offer a free consultation and proceed with your case at no cost to you until after we recover the compensation available.
What Are the Legal Options for Recovering Damages After an Uninsured Motorist Accident In St. Louis?
Under Missouri’s pure comparative negligence system, an injury victim must prove the other driver’s liability and file a claim against their insurance. Fortunately, Missouri is also one of a handful of states that require drivers to carry uninsured motorist coverage on their basic auto insurance policy. When the at-fault driver lacks insurance, our experienced underinsured and uninsured accident attorney in St. Louis explores all available options, such as the following:
- A claim against the maximum amount available for your damages from your uninsured/underinsured motorist policy
- A claim against a collision or comprehensive coverage policy if you’ve added it to your policy
- A claim against an umbrella policy, if available, through the at-fault driver or your own coverage
- A direct lawsuit against the at-fault driver if they have significant resources
In some cases, your underinsured accident attorney in St. Louis may pursue compensation from other parties that contributed to the accident or the severity of your injuries, such as a claim against a negligent road maintenance agency or the manufacturer of a defective seatbelt or airbag.
What Damages Can I Recover In a St. Louis Underinsured Car Accident Claim?
Depending on the coverage available to you after an accident with an uninsured motorist, you may be able to recover compensation for the following common car accident damages:
- Reimbursement for medical expenses
- Anticipated future medical costs related to the injury
- Lost earnings
- Diminished future earning capacity
- Compensation for pain and suffering
In certain cases, additional damages apply, such as loss of limb, scarring, the loss of one of the senses, or diminished quality of life.
Call Meyerkord & Kurth for a Free Consultation
Just because the driver who caused your accident isn’t insured does not mean that you have to simply absorb medical expenses and lost wages. There may be other options to recover the fair compensation you deserve. Instead of leaving your financial recovery in the hands of insurance companies that are not on your side, reach out to our St. Louis underinsured and uninsured accident attorneys at Myerkord & Kurth for experienced representation in this challenging legal process.