When you submit your medical records and bills to an adjuster, not all treatment will be treated the same by the adjuster. One distinction is made between treatment and diagnostic. If most of the person’s medical bills are due to the diagnosis of the injury instead of treating an injury then the adjuster may…
If you have a personal injury matter and you beneficiary of medicare, there are some complications involved in your case. First the beneficiary or attorney must notify the Benefits Coordination & Recovery Center of the accident that arose the medical treatment. After this notification the BCRC will identify all treatment paid and then will…
Missouri requires that individuals of all ages wear helmets while riding or operating a motorcycle. This law differs from Illinois which does not require people using motorcycles to wear helmets. If you are involved in a accident while on a motorcycle in Missouri without a helmet this could detrimentally affect your personal injury claim….
Adjusters will generally assert that a police report is the all controlling factor in the determination of liability in a motor vehicle accident. However, if your case goes to trial the police report may have a very little impact. However, if you have not filed a lawsuit yet, an action you can take to…
Business owners have the duty under Missouri law to exercise reasonable care to discover dangerous conditions, in addition to their duty to protect patrons against dangerous conditions that the owner has knowledge of the defect. Traditionally, the business owner or an employee actually had to create the dangerous condition to impute actual knowledge on…
If your health insurance pays for medical bills associated with a personal injury claim, does the insurance have the right of subrogation for the amount paid? The answer to this questions is dependent on the type of insurance you possess. If you are enrolled in a self-funded ERISA plan, then Missouri law is superseded…
In the state of Missouri the minimum insurance policy that an individual must own is $25,000/$50,000 meaning that the maximum one person can recover is $25,000. However, what happens when the injured party’s claim well exceeds the minimum policy? This is when it is crucial to possess your own motorist coverage, thereby you may…
The main purpose of voir dire is to provide a neutral jury for trial. This is accomplished by the preliminary examination of jurors in order to remove those jurors who have biases that would render unfair verdicts or jurors who do not meet the statutory requirements. Once these prejudices are discovered, the attorneys on…
Once you have been injured by the negligence of another, you of the most crucial actions you can take initially is finding out individuals who may have witnesses the occurrence. Generally when you establish a claim with the insurance company one of the questions they will ask you is whether you know of any…
Friday afternoon six children were injured after an accident involving a school bus occurred in Belleville, Illinois. It is presumed that the accident happened when the driver of an SUV failed to yield at the intersection of Foley Drive and West Main Street, as they were turning left. The driver of the SUV and…