If you are injured in a car accident, one of the first things you will likely worry about is how your medical bills will be paid. This is a valid concern, as medical bills can add up quickly after an accident. In most cases, the responsibility for paying medical bills falls on the claimant…
Missouri Had The Highest Fatality Count in 2021 There is an average of over 6 million passenger car accidents in the U.S. every year. Although some car accidents are minor and only cause cuts and bruises, other collisions are much deadlier. In fact, studies show that fatal car accidents have been increasing across the…
Missouri is an “At Fault” State Missouri is an “at fault” state, which means that after a motor vehicle crash, the person who caused the accident is responsible for the harm that was done. While the at-fault driver’s insurance company will pay for the damages, it only includes up to policy limits. With that…
Are Older Adults Practicing Unsafe Driving Behaviors? A driving safety study related to older adults conducted by The American Automobile Association (AAA) has shed some light on some unknown distracted driving behaviors of older adults. While younger drivers (ages 15 to 24) still remain the highest at-risk group for distracted driving accidents, older adults…
Distracted Driving is an Epidemic in the U.S. The National Highway Traffic Safety Administration (NHTSA) describes distracted driving as a “deadly epidemic” on U.S. roads. Although it’s well-known that distracted driving is illegal and dangerous, drivers engage in distracted driving behaviors every day. Sadly, 3,142 people lost their lives to distracted driving crashes in…
What is a Concussion? A concussion happens due to a bump blow or jolt to the head or the body that causes the head and brain to move back and forth rapidly. This sudden movement causes chemical changes in the brain and damages brain cells. While concussions are not life-threatening in most cases, they…
What is Pain and Suffering? Pain and suffering is a legal term that describes the physical and emotional pain someone endures after a traumatic accident. Being involved in a car accident can not only cause physical injuries, but it can also mean a disruption to a victim’s mental health and emotional well-being. Here’s what…
Understanding How Uninsured Motorist Coverage Works If you’ve been involved in a car crash that was the fault of another driver, typically, the at-fault driver’s insurance company will pay out compensation for injuries and other losses. However, a conundrum can ensue when the negligent driver doesn’t have car insurance. The good news is, you…
Impaired driving is anything that affects your ability to operate a motor vehicle. Impaired driving is hazardous and is one of the top causes of car crashes in the U.S. — here’s what you need to know. Impaired Driving Statistics The following statistics illustrate the dangers of driving while impaired: Alcohol-Impaired Driving According to…
Why Do Car Accidents Happen? Car crashes can occur in many different ways. In some cases, a car accident can be out of a driver’s control, but in others, simple measures can be taken to avoid a devastating accident. While it’s impossible to prevent an accident entirely, some types of accidents would never happen…