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Does My Car Insurance Cover Hit-and-Run Accidents?

Understanding the Consequences of a Hit-and-Run Crash

When involved in any car crash, you have a legal obligation to stop. Not only should you check that all parties involved are safe, but contacting emergency authorities such as police and medics is critical to ensure medical attention is given to anyone in need. Leaving the scene of an accident is against the law in Missouri, and when someone becomes a victim of a hit and run accident, the consequences can be a severe or fatal injury.

Not only can a hit-and-run accident leave victims with a severe injury, but it can also be challenging to locate the individual to hold them accountable for their actions. While your uninsured motorist coverage may protect you and your passengers in a hit-and-run accident, finding the person who left the scene can be helpful to your claim. Here’s what you can do.

What to do After a Hit-and-Run Accident

While insurance companies will cover you in a hit-and-run claim, it’s critical to find the person responsible for your hit-and-run accident for the best possible outcome. Here are some critical steps:

  • Call 911 - Contact the authorities immediately and explain that you've been involved in a hit-and-run accident. Give police as much detail as possible to start investigating and piece together the information to find the other driver.
  • Gather evidence: If you can, take pictures of the crash to show what the accident scene looks like and where your car was hit. If there were any witnesses, get their information so authorities can speak to them about what they saw.
  • Remember the Facts: It's understandable that being involved in a hit and run can be emotionally taxing. However, if you can, write down as much information and facts that you remember about the accident's details, while it’s fresh in your mind.
  • Keep Medical Records: If you've been injured, keep your medical records handy, as well as start a journal of how you feel emotionally and physically after the accident.

Tools Police Use to Find Hit-and-Run Drivers

It may seem like all hope may be lost in finding the driver, but police have many tools that they can use to locate the individual. From surveillance cameras in the crash area to witnesses and the internet, there's a good chance that the responsible party will be brought to justice. If you are concerned about proceeding with an accident claim in a hit-and-run accident, learn your rights by contacting a car accident attorney.

Injured in a Hit and Run Accident? We Are Here For You.

Being involved in a car accident is a stressful experience — and when the other driver leaves you at the scene of the crash with severe injuries, it can be that much more devastating. Not knowing how you will pay for medical bills and treatment expenses after a hit and run is a scary scenario. Know that you are not alone, and Meyerkord & Kurth is here to help. When going through a difficult time, our team of experienced attorneys is here to support you through the process.

Contact Meyerkord & Kurth today at (800) 391-4318 to learn more about recovering compensation for your injuries.