St. Louis Workers' Compensation Lawyer
Protect Your Rights After a Work Injury
When you have been injured in an accident and want to secure financial
compensation by filing a
personal injury claim, it is necessary to prove that the accident was caused by the negligence
or wrongful actions of another person. If you have been injured on the
job, however, this is not the case. Under state law, all Missouri businesses
with five or more employees - and nearly all
construction companies - are required to carry workers' compensation insurance, whether by
purchasing a policy or through self-insurance. Workers' comp is a
no-fault insurance policy that does not require that you demonstrate that
another person caused your injury. Provided that you did not cause the
workplace accident through willful negligence, you should be entitled to claim benefits.
What does workers' comp cover?
When your claim for workers' compensation is approved, you can receive
as much medical treatment as you will require to achieve the "maximum
medical improvement," the level at which your
work-related injury has healed to the degree that it is not expected to heal any further.
You can additionally receive disability benefits to help you replace your
lost wages and support your family. There are different types of disability
benefits, depending on whether you are temporarily or permanently disabled
and whether you are fully or partially disabled.
Unfortunately, the wage-replacement benefits provided through workers'
comp are calculated at a rate of 66.6% of the worker's average weekly
wages. For this reason, it is vital that you do everything you can to
ensure that your claim is approved for the largest amount possible so
that you are not left struggling to make ends meet. An attorney from Meyerkord
& Meyerkord, LLC can make an enormous difference in the outcome of
your case by assisting you with preparing your claim and representing
you throughout the process. We can also investigate the accident to determine
whether you have grounds to file a personal injury or
wrongful death claim, such as if a third party caused or contributed to your accident
or if the injury was the result of
defective machinery or equipment.